Making 2019 the Best Year Ever with these Money Moves
Every year we get excited about doing complete 180 with ourselves. Lose weight, pay off debt, earn more money, sleep more and stress less, and every year we come up short. Not this year! This year we’re taking small steps to make 2019 the best year ever to make ourselves the best people ever.
Your best year ever will be 2019
Small and simple feel boring, doesn’t it? We want dramatic and large, grander than life. That’s exciting! That impresses people, but year after year . . . for most of us . . . that fails. So, we propose – GASP! – doing for small.
Here’s why!
Because it increases the chances that we’ll succeed. Let’s take one small step. Then, when we accomplish it, let’s take another small step and so forth. Imagine if we took one small, financial step a month for the next 12 months? By the end of the year, that’s 12 steps to enhance and improve our money situation.
Imagine the compound effect on our financial lives with those 12 steps. That, in total, is huge and would make 2019 the best year ever.
Hear all 12 steps to make this year the best year ever:
9 Money Moves to Make 2019 Awesome
1. Do a Dinero Detox
It’s dry January. It’s detox January. It’s time to clean our systems. With all that detoxing, do a Dinero Detox.
Choose a time between a weekend and a month to spend no discretionary money. Pay your bills, feed yourself and your family and donate to your charity. Don’t spend money on discretionary expenses like dining out, entertainment or other things you don’t need.
2. Crunch your numbers with the Magic Money Calculator
Are you on track for retirement? Just like you’ll never see those abs without doing crunches, you’ll never know if you’re on track for retirement you crunch your numbers with the Magic Money Calculator. Plug in your numbers, hit calculate and watch your dreams come true or die on the vine.
3. Sign up with Blooom
If you’re on a plane headed for NYC from LA and you’re off by 1%, you’ll be off by 150 miles. That sucks! The same can be said for your 401(k), 403(b) or 457 investing. Don’t take the chance.
4. Fix your credit score with the Credit Repair Checklist
Want to save tens of thousands of dollars on interest to spend on things you’re more interested in? Improving your credit score could save you thousands better spent on a good bottle of wine, a fun weekend on Fire Island or on a hot man.
5. Pay off credit card debt faster with the Credit Card Comparison Calculator
How long will it take to pay off your credit cards? Which credit cards should you pay off first? All these questions can be answered by using the Credit Card Comparison Calculator. Pay off your credit cards fast and efficiently by using a targeted strategy. That is exactly what the Credit Card Comparison Calculator will do for you.
6. Get our menu & grocery list templates
For most people, the quickest way to save the most money is to gain control of your grocery and dining-out spending. To do that, grab our free menu and grocery list templates. We used these same tools to save $30,000 yearly in grocery spending.
7. Download AnyList
AnyList is available for both iPhone and Android. It’s perfect for keeping track of things you need to get, do and remember. How many times have you gone to the store only to get home and realize you’ve forgotten an item? This app will prevent that from happening.
8. Use the Fabulous Social Life Calendar
When we were finally independent and as out and proud as we could be, our gay social life was as full as the time-space continuum allowed. With dinners, happy-many-hours, dancing, and traveling, we were out every day of the week except Mondays. Mondays were for recovery – even 20-something dancing queens must rest their wings.
Living fabulously for gay men means having a fabulously gay social life, but a fabulously gay social life can mean a tiny bank account.
9. Entertainment Book
Get discounts and freebies with the Entertainment Book to live a big social life on a small budget. Don’t pay full price for anything you do; you’ll save a ton of money over the next year.
Those nine money moves will make 2019 the best year ever. We suggest starting with money move #1 and working through all 9 money moves. If you can do all nine in twelve months, you’ll be sporting financial security before 2020.