On becoming debt free
According to CNBC, 75% of Americans are winging it with their finances. So was Fred Norrell until he invested in our Credit Card Pay Off Course, and started becoming debt free. Now he’s on the path to early retirement.
Becoming debt free with the Debt Free Guys
On this Queer Money®, Fred joins us to share his experience with the Credit Card Pay Off Course, explaining what inspired him to take action now and why he chose our program in particular. He describes his shock in completing the Spending Analysis and discusses how unconscious spending contributed to his significant credit card debt.
We address the myth that debt will go away as you earn more, and Fred walks us through the aspects of the course that have been most beneficial—from the weekly calls to the Dynamic Budget. Listen in as Fred shares his dream of spending time on the beach in Fort Lauderdale and learn how the Credit Card Pay Off Course can help you eliminate debt and live the life YOU want!
Hear Fred’s take on becoming debt free
Topics on becoming debt free
Fred’s eye-opening Spending Analysis
- Shocking total at bars, coffee shops and restaurants
- Overspending on credit cards (furnish condo, vacations)
How being gay contributed to Fred’s overspending
- Some ‘keeping up with the Joneses’
- Mostly just not paying attention (unconscious spending)
Why Fred chose the Credit Card Pay Off Course
- Could relate to a gay perspective, get another point of view
- Weekly calls to help get mindset back on track
What inspired Fred to take action to get out of debt
- Got married recently
- Desire to retire early
The myth that debt will go away as you earn more
- Feel entitled to spend more as income grows
- Shop without thinking about spending
Fred’s experience with the Credit Card Pay Off Course
- See where spending too much and wasting money
- Benefit from weekly calls, looking at interest rates
- Dynamic Budget helps plan and be more conscious
Fred’s big dreams once his debt is paid off
- Spend time at a vacation home in Fort Lauderdale
- Retire early from a high-stress job