Chaos to controlled spending
We buy hundreds of dollars’ worth of groceries with good intentions of cooking at home, and then we get busy and spend as much eating out. It is possible, though, to go from this chaos to controlled spending.
The school of Groner will take you from your chaos to controlled spending
We know what we could do to save money, but the overwhelm of life gets in the way. This disorganization and chaos lead to more and more spending—and it’s like we can never get ahead.
Rosemarie Groner of the BusyBudgeter.com has been there. She and her husband both worked as state troopers, and their demanding schedules coupled with chronic disorganization led to overspending. They needed a life overhaul. Using a methodical approach, the pair addressed one thing at a time and eventually reduced their spending by $23,000 a year. Now Rosemarie shares her expertise on her blog, helping others design their own fabulous lives, spend money on the things they care about and eliminate wasteful spending.
Hear how you can take your life from chaos to controlled spending
Today, Rosemarie shares her journey from chaos to controlled spending, explaining how she and her husband drastically reduced their spending. She discusses her methodical approach to change, focusing her energy on one thing at a time. Rosemarie offers advice on reducing your grocery budget, A/B testing to substitute without sacrifice and leveraging modern conveniences like delivery for further savings!
Topics covered on chaos to controlled spending
How Rosemarie became the Busy Budgeter
- Worked as State Trooper
- Newly married, life in chaos
- Initiated life overhaul
- Reduced spending by $23K/year
- Replaced income as blogger
The problems in Rosemarie’s life that were causing chaos
- Chronic disorganization
- Jobs with unpredictable schedules
Rosemarie’s approach to change
- Put all time, energy into ONE thing
- Started with reducing spending
How Rosemarie was able to drastically reduce spending
- Realized spending money due to disorganization
- Knew eating at home would save money
- Implemented dishes routine, 15-minute meals
- Employed laundry routine, capsule wardrobe
Rosemarie’s insight on why people are struggling
- Grocery budget is #1 way to save
- Busy schedule prevents change
- $120/week for family of four
How to reduce your grocery spending
- Cook in bulk to reduce prep time
- Automate as much as possible
- Separate budget for stockroom items
- Consider delivery to avoid impulse buys
The concept of substitution without sacrifice
- A/B test for cheaper alternatives
- Leverage modern conveniences (i.e.: delivery, free shipping)
Rosemarie’s take on why they were overwhelmed
- Mom mentality, attempt to do it all
- Disconnect between Pinterest and reality
Rosemarie’s $3,000 DIY wedding
- Tropicana Resort in Atlantic City
- Limited to 30 guests
- Free rooms for wedding party
How Rosemarie got into blogging
- Home daycare not sustainable
- Mom encouraged, sales letter from Elite Blog Academy
- Invested in course, devoted 10 hours/week
The value of blogging
- Overhead almost nothing, staggering income potential
- Find your voice and connect with readers
- Document learning process to teach others